Welcome to
PCL Financial Group

We are a full service lender with an experienced staff offering expertise in every area of mortgage lending…from purchase and refinance to reverse mortgages, construction and commercial property lending. We offer a full range of mortgage resources, dedicated to providing you with the right loan for your unique needs.
Mark Klein

Founder

NMLS#242843

Direct: 818-865-0600

Fax: 818-936-0703

Sean Nowak

Senior Loan Officer

NMLS#313075

Direct: 805-732-9022

Pattye Zeto

VP, Client Relations

NMLS#944574

Direct: 818-696-8226

Fax: 818-936-0784

Josh Lampel

Senior Loan Officer

NMLS#1326209

Direct: 818-696-8225

Fax: 818-936-0725

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Arturo Montalvo

Loan Officer

NMLS#174660

Direct: 818-865-0600

cell: 805-317-5524

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Kelly Smith

VP Sales Support

NMLS#1494131

Direct: 818-696-8230

Fax: 818-936-0754

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Marcos Morales

Loan Officer

NMLS#280278

Direct: 818-696-8235

Fax: 888-988-9414

Latest Videos

Why Us? | Mark Klein Team- PCL Financial Group

Reverse Mortgages | Mark Klein Team - PCL Financial Group

New Enhanced Jumbo Products - Part 1 | Mark Klein Team - PCL Financial Group

Awards & Recognition

In the Know

When someone is looking to purchase a house, they need to think about how long they want their mortgage to last. While a bank can structure a mortgage to last for any number of years, the most common lengths are 15 and 30 years. While a 30-year mortgage is typically more affordable, a 15-year mortgage is cheaper overall.
Last week's economic reports included readings on public and private sector jobs, the national unemployment rate and weekly readings on mortgage rates and new unemployment claims.
For many, owning property is seen as a rite of passage. At the same time, for most people, accomplishing this dream is largely dependent on the approval of a mortgage. For this reason, it is important for people to think carefully when deciding who to ask for a mortgage. Some cities have a higher mortgage approval rate than others.
Nobody enters into a mortgage assuming they are going to fall short on their payments; however, life happens and borrowers might need a way out. In serious situations, lenders may elect to foreclose on homeowners who are unable to make their mortgage payments. Fortunately, there might be another way out. This is called a short sale.
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