by The Mark Klein Team | Aug 12, 2021 | Home Mortgage Tips
If you have a good credit history and are prepared to invest in a home, you may be feeling pretty confident about the mortgage process. However, it’s important to be aware that there are things that can have a negative impact on your application. Whether...
by The Mark Klein Team | Aug 3, 2021 | Home Mortgage Tips
If you’re looking for a new home, you’ve probably heard lots of advice about down payments. About how it’s okay to just have a five percent down payment – you’ll still get approved. About how you should make the down payment as small as...
by The Mark Klein Team | Jul 30, 2021 | Home Mortgage Tips
If you’re like most homeowners, you probably believe that one missed mortgage payment won’t have a noticeable impact on your FICO score. People get behind now and then, and besides, you’ve been faithfully making payments on time for years. How bad...
by The Mark Klein Team | Jul 20, 2021 | Home Mortgage Tips
If you’re just jumping into the game of home purchasing, you are likely considering all of your loan options and may even have heard the term mortgage rate lock. For those who don’t like to gamble, a mortgage rate lock can offer a bit of reassurance, but...
by The Mark Klein Team | Jun 8, 2021 | Home Mortgage Tips
It can be a bit of a surprise if your home turns out to be valued at less than the purchase price offered, but this is the type of thing that can occur in an appraisal situation. While this can change everything from your contract to the amount of your down payment if...
by The Mark Klein Team | Jun 4, 2021 | Home Mortgage Tips
When applying for a new mortgage or after closing, many may have the option to choose between a single monthly mortgage payment or smaller bi-weekly payments. There are benefits and drawbacks associated with both options, and some personal financial considerations may...
