Loan Programs

With PCL Financial Group

Conventional Home Loan

A popular product for home buyers with good credit and money to put down. PCL Financial conventional mortgages include: fixed-rate mortgages, adjustable-rate mortgages, and jumbo mortgages. These typically require a 5%-20% down payment.

FHA Home Loan

An excellent choice for first time home buyers. This program offers flexible guidelines that open the home buying market to more borrowers.

VA Home Loan

Military personnel have access to favorable loan terms and typically lower interest rates. PCL Financial prides itself on helping those men, women and family members achieve the goal of homeownership.

203K Renovation Loan

This program is designed for people interested in purchasing a fixer-upper. It allows you to include the costs of repairs and remodeling expenses into a single loan.


These loans are designed for buyers purchasing a home that is priced higher than the conforming loan limits.


Interested in buying a newly built home? PCL Financial offers a variety of new construction loans that offer security during the construction period.


Have you checked interest rates lately? Now is the time for you to weigh the costs and benefits of refinancing your mortgage.

Reverse Mortgage

A reverse mortgage could be just what you need to supplement your income during retirement. Find out how you can leverage the equity you’ve been building in your home.