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Mortgage 101: Understanding ‘PITI’ and What Goes in to Your Monthly Payments

by The Mark Klein Team | Dec 19, 2017 | Home Mortgage Tips

Ask any friend or family member that owns a home and they will share that it takes a bit of management to keep all the expenses under control. Let’s explore the concept of PITI and why it is vital to have a clear picture of how much your home is costing you each...

You Ask, We Answer: How Do I Know If It’s a Good Idea to Refinance My Mortgage?

by The Mark Klein Team | Dec 14, 2017 | Home Mortgage Tips

Are you interested in paying less per month on your mortgage? Or perhaps you would prefer if your mortgage was paid off a couple of months – or years – faster? If you are a homeowner with a mortgage, one option that is open to you is refinancing. In...

The Pros and Cons of a Large Down Payment When Buying a Home

by The Mark Klein Team | Dec 12, 2017 | Home Mortgage Tips

If you are in the market for a new home, one of the considerations you will need to make is how much to invest in your down payment. Let’s take a quick look at some of the pros and cons of making a large down payment when buying your next home. A Large Down...

Make 2018 the Year You Escape the ‘Rental Trap’ by Buying Your Own Home

by The Mark Klein Team | Nov 30, 2017 | Home Mortgage Tips

Are you growing tired of paying rent each month and not building your net worth? Being stuck in the ‘rental trap’ isn’t much fun, but if you are determined, you can break out. Let’s explore some of the steps that you can take to make 2018 the...

Graduating With Student Loan Debt and Worried About Your Mortgage Prospects? You’re Not Alone

by The Mark Klein Team | Nov 28, 2017 | Home Mortgage Tips

Did you recently graduate from college or university? If so, you may still be dealing with a financial hangover in the form of student loan debt. The vast majority of today’s students have to borrow to invest in their education, which can affect financial plans...

Four Pieces of Mortgage ‘Advice’ That You Should Take With the Proverbial Grain of Salt

by The Mark Klein Team | Nov 22, 2017 | Home Mortgage Tips

Are you in the market for a new home? If you have been talking to friends and family or researching online, you have likely come across quite a bit of mortgage-related advice. As with anything, there is low-quality advice out there which is essential to avoid. In...
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3625 Thousand Oaks Blvd
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Westlake Village, CA 91362

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PCL Financial Group is a division of LeaderOne Financial Corporation | NMLS #12007 | For licensing information go to nmlsconsumeraccess.org | Licensed under the CRMLA by the California Department of Business Oversight | Equal Housing Opportunity
PCL Financial Group, 3625 East Thousand Oaks Boulevard, Suite 221, Westlake Village, CA 91362

For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.

NOTICE TO TEXAS CONSUMERS: COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO: THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N Lamar, Suite 201 Austin, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

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