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Understanding Automated Underwriting and How It Impacts the Mortgage Application Process

by The Mark Klein Team | Jul 20, 2022 | Home Mortgage Tips

Whether you’re embarking on the process of obtaining a mortgage for the first time or just preparing yourself for the advances in the industry, the implementation of automated underwriting in recent years has significantly changed the application process. From...

3 Different Types of Loan That Will Negatively Impact Your Ability to Get a Mortgage

by The Mark Klein Team | Jul 15, 2022 | Home Mortgage Tips

A good credit rating is built on a number of financial factors including paying your bills on time and the length of your credit history, but loans can also be a source of bolstering your credit score in a positive way. While this means that loans can actually be a...

Understanding the Reverse Mortgage and How to Use It to Pay Off a Regular Mortgage

by The Mark Klein Team | Jul 13, 2022 | Home Mortgage Tips

There are a variety of mortgage products out there that serve the needs of different homeowners, but for the uninitiated it can be hard to know what will work best for them. If you happen to be close to retirement and are looking at options that will be more...

First Time Home-buyers: How to Properly Research Your Mortgage Options

by The Mark Klein Team | Jul 7, 2022 | Home Mortgage Tips

For most consumers, buying a house is the largest purchase you’ll make in your life. That’s why it’s important to ensure that you have the best mortgage terms available. With so much at stake, it’s important to have full confidence in both your...

The Quick and Easy Guide to Understanding the Math Behind Your Mortgage Closing Costs

by The Mark Klein Team | Jun 30, 2022 | Home Mortgage Tips

It’s amazing that in a year with extremely low mortgage rates being reported around the country, closing costs are up by as much as 6% from the previous year. Part of the reason for this is that the stricter regulations on loans have increased the costs to...

3 Reasons You Should Trust in a Mortgage Advisor Instead of Trying to Predict Rates

by The Mark Klein Team | Jun 16, 2022 | Home Mortgage Tips

If the time has come to purchase a home and you’ve been perusing the real estate market, it’s possible you’ve also been considering the mortgage options that might work best for you. In the event that you’re already spending a lot of time...
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3625 Thousand Oaks Blvd
Suite 221
Westlake Village, CA 91362

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PCL Financial Group is a division of LeaderOne Financial Corporation | NMLS #12007 | For licensing information go to nmlsconsumeraccess.org | Licensed under the CRMLA by the California Department of Business Oversight | Equal Housing Opportunity
PCL Financial Group, 3625 East Thousand Oaks Boulevard, Suite 221, Westlake Village, CA 91362

For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.

NOTICE TO TEXAS CONSUMERS: COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO: THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N Lamar, Suite 201 Austin, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

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