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Understanding the Distinction Between Mortgage Interest Rates and APR

by The Mark Klein Team | Aug 8, 2023 | Mortgage Rates

When it comes to securing a mortgage, borrowers are often confronted with various terms and figures that may seem confusing at first glance. Two key components that play a significant role in determining the cost of a mortgage are the interest rate and the APR (Annual...

Variable-Rate VS. Fixed-Rate Mortgages – Which Is Better For Your Financial Situation?

by The Mark Klein Team | Feb 19, 2021 | Mortgage Rates

When applying for a new home mortgage, many loan applicants initially consider applying for a 30-year fixed rate mortgage. This is perhaps the most common and traditional type of mortgage available. It allows you to enjoy the opportunity to pay for your home over the...

Understanding The Key Factors That Affect Your Mortgage Interest Rate

by The Mark Klein Team | Feb 18, 2021 | Mortgage Rates

When you initially start shopping for a home mortgage, you may be drawn to advertisements for ultra-low interest rates. These may be rates that seem too good to be true, and you may gladly contact the lender or mortgage company to complete your loan application....

5 Key Factors That Affect Your Mortgage Rate

by The Mark Klein Team | May 1, 2018 | Mortgage Rates

Many first time home buyers often wonder what factors determine their mortgage rate. Is it their credit score? Is it the type of loan chosen? Is it the size of the loan? The truth is, there are many factors at play. Mortgage interest rates are not standardized across...

What’s Ahead For Mortgage Rates This Week – January 29, 2018

by The Mark Klein Team | Jan 29, 2018 | Mortgage Rates

Last week’s economic news included releases on new and existing home sales along with weekly readings on mortgage rates and first-time jobless claims. Home Sales Fall Due to Slim Supply of Homes December sales of previously-owned homes dipped to an 18-year low...

What’s Ahead For Mortgage Rates This Week – January 22, 2018

by The Mark Klein Team | Jan 22, 2018 | Mortgage Rates

Last week’s economic news included readings on home builder confidence, housing starts and building permits issued. Weekly readings on mortgage rates and new jobless claims were also released; the week wrapped with the University of Michigan’s report on...
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3625 Thousand Oaks Blvd
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Westlake Village, CA 91362

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PCL Financial Group is a division of LeaderOne Financial Corporation | NMLS #12007 | For licensing information go to nmlsconsumeraccess.org | Licensed under the CRMLA by the California Department of Business Oversight | Equal Housing Opportunity
PCL Financial Group, 3625 East Thousand Oaks Boulevard, Suite 221, Westlake Village, CA 91362

For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.

NOTICE TO TEXAS CONSUMERS: COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO: THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N Lamar, Suite 201 Austin, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

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