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Avoiding Becoming House Poor: A Path to Financial Security and Balance

by The Mark Klein Team | Aug 16, 2023 | Mortgage Tips

As the housing market continues to evolve, it becomes increasingly crucial for aspiring homeowners to tread carefully and avoid falling into the trap of being house poor. The dream of owning a home should not come at the expense of financial stability and overall...

Critical Tips To Consider When Hiring A Home Contractor

by The Mark Klein Team | Jul 20, 2023 | Mortgage Tips

Hiring a home contractor can be a daunting task, as the success of your home renovation or construction project depends largely on the competence of the contractor you choose. Here are some critical tips to consider when hiring a home contractor: Research: Do thorough...

The Impact of Your Employment History on Mortgage Approval

by The Mark Klein Team | Jul 11, 2023 | Mortgage Tips

When it comes to applying for a mortgage, lenders take various factors into account to determine your eligibility. One crucial aspect they consider is your employment history. Your employment history provides lenders with valuable insights into your financial...

Important Things You Should Know About Land Surveys

by The Mark Klein Team | May 19, 2023 | Mortgage Tips

A land survey is an essential tool that is used to determine the exact boundaries of a piece of land or property. It is often required when buying, selling, or dividing land, and is also important for resolving property line disputes. Process: The process of land...

How to Run a Quick Financial Health Check Before You Apply for a Mortgage

by The Mark Klein Team | Apr 13, 2023 | Mortgage Tips

Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let’s take a look at how to run a quick financial health check...

Why Your ‘Debt-to-Income Ratio’ Number Matters When Obtaining a Mortgage

by The Mark Klein Team | Apr 6, 2023 | Mortgage Tips

If you are looking to buy a home, you may want to consider shopping for a loan first. Having your financing squared away ahead of time can make it easier to be taken seriously by buyers and help move along the closing process. For those who are looking to get a...
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3625 Thousand Oaks Blvd
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Westlake Village, CA 91362

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PCL Financial Group is a division of LeaderOne Financial Corporation | NMLS #12007 | For licensing information go to nmlsconsumeraccess.org | Licensed under the CRMLA by the California Department of Business Oversight | Equal Housing Opportunity
PCL Financial Group, 3625 East Thousand Oaks Boulevard, Suite 221, Westlake Village, CA 91362

For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.

NOTICE TO TEXAS CONSUMERS: COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO: THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N Lamar, Suite 201 Austin, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

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